Shana Fellows
Sales Representative
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Take the Plunge - 1st time home buyers

Updated Sunday, March 11, 2012  ::  Views (7307)

If you are currently renting, or are considering purchasing your 1st home, NOW is THE TIME TO DO IT ! Mortgage rates are still unusually low & Sarnia-Lambton continue to be stable & incredibly reasonable.  Many are predicting that in 2012 we will start to see prices increase in certain areas. If you continue to put off purchasing you may miss out on these great opportunities.  If you are pushing it off until you can gather your minimum 5% down payment, there are still ways of purchasing with little or no down payment. It does exist with certain financial institutions. If you do have that down payment, NOW is THE TIME TO DO IT ! There is a good chance that you could be making mortgage payments on a property of your very own rather than the monthly rent you are currently paying. Or if your renting an actual house...why are you paying down someone else's mortgage for them? Mortgage rates are expected to rise this year. So not only are prices going to go up but the rates too, hense ACT NOW.

The 1st step in home buying is speaking with a Mortgage Specialist & having an understanding of your current finances. I have contacts at pretty much all the main banks in town. And I can not stress enough....that speaking to an actual mortgage specialist is an absolutely must vs. walking into your branch & just speaking with anyone else. ie financial advisors, branch managers, ect. You need someone who does mortgages on a daily basis. All day + Everyday thats all they do. They get better rates, have a better understanding of mortgages all together &  you would be shocked with the customer service you will receive with someone who works on commission vs not.  Call or e-mail me today & I will give you a contact name of which ever branch you prefer. Shana Fellows direct 381-3937 or 

And did I mention that 50% of my sales each year are with 1st time home buyers! You want someone working for YOU & looking out for your best interests...So call me today ! I would love to help YOU with your 1st purchase.




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